# Bloemet — Accounting & Advisory

> Bloemet is a boutique accounting and advisory practice in Kitchener-Waterloo, Ontario. Two partners, a CPA with four decades of experience and a business systems builder, work directly with every client. We accept a limited number of clients by application.

## Firm facts
- Name: Bloemet (Accounting & Advisory)
- Website: https://bloemet.com
- Location: Kitchener-Waterloo, Ontario, Canada; serves clients across Ontario and remotely in Canada
- Partners: Our CPA partner, CPA — 35–40 years of accounting experience across retail, mining and multinational financial reporting; Grant Lee Bloemetje, Systems Partner — builds CRM, admin and business systems; founder of Papaya Creative (Kitchener)
- Services: Accounting; Bookkeeping; Business Strategy; ERP & CRM; Systems Optimization
- Intake: by request/application only; roster intentionally limited so every client works directly with a partner
- Current availability: Currently accepting requests
- Pricing: scoped and quoted in writing per engagement; no published prices
- Independence: no commissions or referral fees from software vendors
- Contact: contact@bloemet.com; new clients via https://bloemet.com/request/

## Services
- [Accounting](https://bloemet.com/services/accounting/): Financial statements, year-ends, corporate tax and CRA matters, led by a CPA.
- [Bookkeeping](https://bloemet.com/services/bookkeeping/): Monthly books, reconciliations, payroll and clean month-end closes, overseen by a CPA.
- [Business Strategy](https://bloemet.com/services/business-strategy/): Fractional-CFO advisory: budgets, cash-flow forecasts, KPI dashboards and growth planning.
- [ERP & CRM](https://bloemet.com/services/erp-crm/): Neutral ERP and CRM selection, implementation, custom builds and data migration. No vendor commissions.
- [Systems Optimization](https://bloemet.com/services/systems-optimization/): Map how work flows, remove double entry and bottlenecks, and automate the repetitive.

## Insights
- [Bookkeeper vs CPA vs Controller: who does your Ontario business actually need?](https://bloemet.com/insights/bookkeeper-vs-cpa-vs-controller-ontario/): A bookkeeper records transactions, a CPA reports and files, a controller runs finance, a fractional CFO plans ahead. Here is which one your business needs.
- [Notice to reader vs review engagement in Canada, explained plainly](https://bloemet.com/insights/notice-to-reader-vs-review-engagement/): Notice to Reader became the CSRS 4200 compilation in 2021. It gives no assurance; a review gives limited assurance. Here is which one you need, and why.
- [The month-end close checklist we use for every client](https://bloemet.com/insights/month-end-close-checklist/): A month-end close checks every account, reconciles to the bank and produces a package you can act on. Here is our step-by-step checklist and what it includes.
- [Cash vs accrual accounting: which one should your business use?](https://bloemet.com/insights/cash-vs-accrual-accounting/): Cash accounting records money when it moves; accrual records income when earned and costs when incurred. Most Canadian businesses need accrual. Here is why.
- [When does a 20-person company outgrow spreadsheets? (the ERP question)](https://bloemet.com/insights/when-to-move-from-spreadsheets-to-erp/): You outgrow spreadsheets when staff re-key the same data, nobody trusts one version of the numbers, and month-end depends on one person. How to decide.
- [How much does monthly bookkeeping cost in Ontario?](https://bloemet.com/insights/bookkeeping-cost-ontario/): Monthly bookkeeping cost in Ontario depends on transaction volume, accounts, payroll, HST, inventory and clean-up work. How to compare quotes like-for-like.
- [5 KPIs every owner-operated business should watch monthly](https://bloemet.com/insights/kpis-for-owner-operated-businesses/): Five monthly KPIs for owner-operated businesses: cash runway, gross margin by line, AR days, revenue per labour hour, and owner's draw against profit.
- [What a business systems audit actually looks like, step by step](https://bloemet.com/insights/business-systems-audit-step-by-step/): A business systems audit maps how work really flows through your tools and people, finds double entry and bottlenecks, and gives you a prioritized fix plan.

## Firm
- [About the partners](https://bloemet.com/about/): credentials and career history of both partners
- [FAQ](https://bloemet.com/faq/): 30 common questions answered in 2–4 sentences
- [Request a consultation](https://bloemet.com/request/): how intake works and the request form

## Optional
- [Full text of every page](https://bloemet.com/llms-full.txt)
- [Privacy](https://bloemet.com/privacy/)
- [Terms](https://bloemet.com/terms/)